Discover how Urgent Mudra is focused on creating a convenient, transparent and digital experience for eligible customers looking for short-term personal loan solutions.
Please read these Terms & Conditions carefully before accessing or using the Urgent Mudra website and related services.
By accessing this website or using our services, you acknowledge that you have read, understood and agreed to these Terms & Conditions, subject to applicable laws and regulations.
By accessing, browsing or using the Urgent Mudra website or related services, you agree to be bound by these Terms & Conditions, together with applicable policies and notices published on the website.
Urgent Mudra provides a digital platform through which eligible users may access information and apply for applicable short-term personal loan or financial products offered through relevant lending partners.
Users must satisfy the applicable age, residency, income, KYC, credit and other eligibility requirements for the relevant financial product. Meeting basic criteria does not guarantee approval.
Where registration is required, users must provide accurate information and maintain the confidentiality of their login details, OTPs, passwords and other authentication credentials.
Users are responsible for ensuring that all information submitted to Urgent Mudra is complete, accurate, current and lawfully provided. Incorrect information may affect application processing.
Submission of a loan application does not constitute approval or a commitment to provide credit. Applications may require additional information or documentation before processing can be completed.
Applications may be assessed using applicable credit, income, identity, fraud and risk assessment processes. Additional verification may be performed where reasonably required.
Final approval, sanctioned amount, interest rate, tenure and disbursement are subject to applicable lending partner policies, verification results and completion of required documentation.
Applicable interest, APR, processing fees, penalties, bounce charges and other fees shall be disclosed through applicable loan documents, Key Fact Statement or other relevant disclosures before acceptance.
Borrowers are responsible for making repayments according to the repayment schedule communicated in the applicable loan agreement. Payments should be made through authorized channels.
Where permitted, borrowers may request early repayment or pre-closure subject to the applicable loan agreement and terms disclosed by the relevant lending partner.
Delayed or failed repayment may result in applicable charges, collection activity, reporting to credit information companies where permitted and other consequences described in the applicable agreement.
Users may be required to complete applicable KYC, identity, address, income, bank account or other verification procedures before services can be provided or a loan can be processed.
Users consent to receiving service-related communications through applicable channels, including SMS, email, telephone calls, notifications and other electronic means, subject to applicable consent requirements.
Users must provide genuine information, protect their account credentials, comply with applicable laws and use the website and services only for lawful purposes.
Users must not misuse the website, attempt unauthorized access, submit fraudulent information, interfere with website functionality, impersonate another person or engage in unlawful activity.
Website content, branding, logos, designs, graphics, text and other materials may be protected by applicable intellectual property laws and may not be reproduced or used without appropriate authorization.
Certain services may involve third-party providers, technology platforms, verification services, payment providers or lending partners. Their respective terms and privacy policies may also apply.
We aim to maintain website and service availability but do not guarantee that the website will always be uninterrupted, error-free, secure or available at all times.
To the extent permitted by applicable law, Urgent Mudra shall not be liable for losses arising from events beyond reasonable control, third-party services, technical interruptions or information supplied incorrectly by users.
Users may be responsible for losses, claims, liabilities or expenses arising from their unlawful use of the website, breach of these terms, fraudulent activity or violation of applicable rights.
These Terms & Conditions may be updated from time to time to reflect changes in services, technology, legal requirements or business practices. Updated terms will be published on this page.
These Terms & Conditions shall be interpreted in accordance with applicable laws of India. Any dispute shall be subject to the jurisdiction of the courts or authorities applicable under the relevant legal framework.
If you have questions, concerns, complaints or requests relating to these Terms & Conditions or our services, please contact us using the official contact details provided on the Urgent Mudra website.
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