Secure Process
100% Digital
Simple Documentation
Customer Support
About Urgent Mudra

Short-term financial support, when you need it.

Urgent Mudra is a digital platform designed to make access to short-term personal loans simple, convenient and easy to understand.

We understand that unexpected expenses can arise at any time. Whether it is a medical expense, household requirement, urgent bill or another personal need, our goal is to provide a straightforward digital loan application experience.

From application to repayment, we focus on a simple digital journey with clear information about loan amount, tenure, applicable charges and repayment obligations.

Apply for a Short-Term Loan

Designed for short-term needs

A simple digital loan journey for eligible applicants looking for short-term personal financial assistance.

Simple online application
Clear loan information
Digital documentation
Convenient repayment process
Quick digital process Apply online with ease

100% Digital Journey

Apply and manage your loan journey through a convenient digital process.

Clear Information

Understand applicable loan terms, charges, tenure and repayment obligations.

Customer Assistance

Get support throughout your application and repayment journey.

How It Works

From application to funds in simple steps.

Our short-term personal loan application is designed to keep the process simple, transparent and convenient. Complete the application digitally and follow the guided steps through your loan journey.

01

Apply Online

Complete our simple online application with your basic personal, contact and income details.

Quick Application
02

Verification

Your submitted information and documents are reviewed as part of the eligibility process.

Secure Verification
03

Loan Decision

Once your application is assessed, you will be informed about the applicable loan terms.

Clear Terms
04

Get Disbursed

If approved and after completing the required formalities, the approved loan amount is disbursed as per the agreed terms.

Funds Transfer

Simple doesn't mean unclear.

Before accepting a loan, carefully review the loan amount, interest, applicable fees, tenure, repayment schedule and other applicable terms.

WHY CHOOSE

Your trusted partner
for personalized loan solutions

Simple digital lending designed around your needs, with transparent terms and a convenient application experience.

01
FINANCIAL SUPPORT, SIMPLIFIED

Loan solutions designed around you.

We make the borrowing journey simple and easy to understand. Eligible customers can explore short-term personal loan options based on their financial requirements and applicable eligibility criteria.

Apply Now
01

Personalized Loan

We offer customized loan options tailored to meet your specific financial requirements, subject to eligibility and lender assessment.

02

Competitive Rates

Benefit from applicable competitive rates designed to make borrowing more manageable, with final pricing based on eligibility and applicable loan terms.

03

Trusted Partner

With a commitment to transparency and a convenient digital experience, we support eligible customers throughout their loan journey.

25+ Years of trusted expertise
01
50K Loans approved
02
10K Satisfied clients
03
OUR SERVICES

Comprehensive financial solutions
tailored to your needs

Flexible short-term personal loan solutions designed to help you manage important expenses with confidence.

PERSONAL FINANCE

Loan To Meet
Financial Obligations

One can have hefty credit card bills. Making repayments on a credit card with a high outstanding balance can be troublesome.

Explore Solution
01
02

Small Loans for Home Renovations

Instant short-term loans to help you manage repairs, improvements and other home renovation requirements.

03

Loan For Medical Emergency

Medical emergencies are one of the most common reasons people seek personal loans.

04

Loan For Immediate Purchasing / Shopping

Use eligible loan funds for a variety of personal needs, from gadgets and electronics to other planned purchases.

05

Personal Loan for Debt Consolidation

Combine eligible financial obligations into a more manageable repayment structure, subject to applicable eligibility and lender terms.

06

Short-Term Loans

Short-term personal loan options designed for eligible salaried individuals seeking support for temporary financial requirements.

NEED FINANCIAL SUPPORT? Find a loan solution that fits your needs.
View All Services
PLAN YOUR LOAN

Calculate Your Loan Amount

Adjust the loan amount, repayment period and daily interest rate to get an estimated view of your repayment obligation.

Estimated Amount Required Limit: ₹3K - ₹1.0 Lac
₹20,000
₹3,000 ₹1,00,000
Your Preferred Loan Term Limit: 61 - 180 Days
61 Days
61 Days 180 Days
Interest Rate Rate: 0.5% - 1.0%
0.75% Per Day
0.5% 1.0%

The calculator provides an estimated repayment illustration. Final loan terms, interest, fees and approval are subject to eligibility and the applicable loan agreement.

ESTIMATED REPAYMENT

Your Loan Summary

Loan Amount ₹20,000
Tenure 61 Days
Interest Rate 0.75%
Estimated Interest ₹9,150.00
TOTAL PAYABLE Estimated amount
₹29,150.00
Rate & Charges
Loan Amount ₹3,000 – ₹1,00,000
Tenure 61 – 180 Days
Pre-closure No Charges
Prepayment No Charges
APR 15% – 35%
Monthly Salary ≥ ₹45,000
Apply For This Loan
Eligibility & Documents

Check your eligibility before you apply.

Understanding the basic eligibility requirements and keeping the required documents ready can help make your short-term personal loan application smoother.

Basic Eligibility

Applicants should meet the applicable eligibility criteria.

Age Requirement Applicant must meet the minimum and maximum age criteria applicable to the selected loan product.
Indian Resident Applicant should satisfy the applicable residency requirements.
Regular Income Applicant should have a regular and verifiable source of income, subject to applicable eligibility criteria.
Valid KYC Information Applicant must provide valid and verifiable personal and KYC information.
Repayment Capacity Applicant's income and repayment capacity may be considered during the assessment.
Credit Assessment Loan eligibility and approval are subject to the applicable credit assessment and lending criteria.

Required Documents

Keep these documents ready for verification.

PAN Card Valid PAN details for identity and financial verification.
Aadhaar / KYC Document Valid identity and address proof as applicable.
Bank Account Details Active bank account details may be required for verification and disbursement.
Income Proof Salary slips, bank statements or other income documents may be requested.
Address Details Current residential address and supporting information, where applicable.
Your information matters

Please provide accurate and valid information. Additional documents may be requested depending on the loan application and verification requirements.

Apply Now
PAN INDIA COVERAGE

Short-term loans, where you need them.

Urgent Mudra makes its digital short-term personal loan journey accessible to customers across multiple cities in India, subject to applicable eligibility criteria.

OUR REACH

Growing across India

Explore the cities where our digital loan journey is available. Availability, eligibility and final loan approval remain subject to applicable lender policies and assessment.

12+ Cities
10 States / UTs
24×7 Digital Access
Digital loan application available

Bengaluru

KA

Chennai

TN

Delhi NCR

DL
POPULAR

Hyderabad

TS

Kolkata

WB

Mumbai

MH
POPULAR

Pune

MH

Vadodara

GJ

Indore

MP

Chandigarh

CH

Bhubaneswar

OD
AVAILABLE

Coimbatore

TN
AVAILABLE

Coverage note: City availability may change from time to time. Loan availability, eligibility, approval and applicable terms are subject to the lending partner's policies and internal credit assessment.

FRAUD AWARENESS

Stay alert. Stay protected.

Fraudsters may impersonate our employees through phone calls, SMS and social media to collect fraudulent payments. Stay vigilant and protect yourself from financial scams.

Security Notice

Urgent Mudra will never ask you to make payments to unknown personal accounts, wallets or unauthorised payment channels.

Avoid Unknown Links Do not click unknown links or reply to suspicious messages.
Verify Email Details Verify email IDs and domains before sharing information or engaging.
Be Careful With Calls Be cautious of calls claiming to represent Urgent Mudra.
SAFE PAYMENT

Pay only through official channels.

Always use the official Urgent Mudra website or authorised payment links when making any loan-related payment.

Official Payment Use only authorised payment channels.

भुगतान केवल आधिकारिक वेबसाइट से करें। किसी अज्ञात लिंक पर भरोसा न करें।

Your security matters to us